Overview

In the current economic climate institutions are being pressured by their regulators to increase capital levels and liquidity, while dealing with their securities portfolio, that in many cases, are under water.

Completing a Sale Leaseback strategy with South River Capital can provide many benefits, including:

  • Increasing liquidity
  • Increasing Capital
  • Increasing profits
  • Extracting maximum value in an under-valued asset.
  • Providing flexibility in re-engineering a balance sheet.

How Does it Work?

South River Capital has partnered with various bank advisory groups who help facilitate the program. These partners serve over 2600 banks and credit unions nationwide.

Simply put, South River Capital will purchase your bank owned real estate deposit branches and leaseback the branch to you on a 15-year NNN lease. The sale will generate liquidity and profits for the participating bank, while still having control over your deposit operation. Multiple lease terms exist and South River Capital is committed to working with each institution in a way that best satisfies their needs. The entire process takes about 60 days.

South River Capital’s
Differentiated Offering

South River Capital works with a number of banking experts to ensure each transaction is smooth and meets the objective of the institution. Our external partners include experts who specialize in:

  • Legal
  • Real Estate Leases
  • Appraisers
  • Regulatory Compliance
  • Financial
  • Property Management

With our team of experts, entering into a Sale Leaseback is streamlined and will not require painstaking time and tasks of your already over-burdened team.

Actionable Deal Flow

South River Capital’s Sale-Leaseback (“SLB”) financing solution has been well-received by our bank customers, as evidenced by our extensive pipeline. We believe we are uniquely situated to capitalize on the current opportunity as a long-term trusted partner to these institutions.

Total Number of Prospects: 48
Aggregate Pipeline: $1.14 Billion